PEO for Landscaping and Field Service Companies
Field crews are where workers' comp pricing varies the most between PEOs. As a former workers' comp underwriter, I compare how each PEO would classify, price and cover your crews, so a low rate does not turn into a surprise at audit.
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​Based in Tampa Bay, serving field service companies across the continental US. Your comparison is free, with no obligation.
Who I Help
Built for Crews in the Field.
I help landscaping and lawn care companies, tree service, irrigation, pest control, pool service, janitorial and cleaning companies, and HVAC and plumbing contractors.
Many PEOs limit or decline field service trades. I start with providers that accept your type of work, then compare them side by side so you can choose with confidence.
Workers' Comp Expertise
Seasonal Crews and Audits.
Crew sizes rise and fall with the seasons, and overtime adds up fast in the summer. I look at how each PEO handles seasonal hiring, new-hire paperwork, overtime and payroll reporting, so your workers' comp stays accurate all year.
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​Class codes matter. Mowing, tree trimming, chemical application and indoor cleaning can be rated very differently. I review how each PEO would classify your employees and what records it will need at audit, so the final bill matches the proposal.
Benefits and Retention
Benefits That Help You
Keep Good Crews.
Good field employees are hard to find and harder to keep. A PEO can give a company with as few as 5 employees access to group health plans, a 401(k) and other benefits that help you compete with larger outfits. If a group plan isn't the right fit, I can also show you an ICHRA, where you set a monthly health allowance and employees choose their own plan.
I explain the costs, coverage and contract behind each proposal. My brokerage guidance costs you nothing. The PEO you select charges for its services, and I help you understand those charges before you decide. Need major medical coverage outside of a PEO? I can connect you with a licensed health insurance partner for a quote.
What I Review Closely
The areas I check in every field service PEO proposal, so one attractive rate does not hide the real cost of workers' comp, benefits and payroll.
Class Codes
How each PEO classifies your crews and prices each trade code.
Your experience mod, loss runs, safety programs and claims support.
Mod & Claims
Audits
Pay-as-you-go options, audit timing and the records you need.
Seasonal Staff
Seasonal hiring, overtime and unemployment claims support.
Total Cost
Admin fees, workers' comp, benefits and payroll taxes, all together.